Dashboard
The view a principal actually needs: not how many clients there are, but which obligation needs a person today and what it costs if nobody goes near it.
Funds under advice
£480m
2,100 ongoing clients
Ongoing fee income
£3.46m
blended 0.72%
Reviews overdue
312
£512,400 at risk
Needs a person today
11
across every line
Calderwood advises on investments, pensions, mortgages and protection. Most systems here handle one of those.
The obligations do not respect the line they came from — a review date, an offer expiry, a
certification lapse and a vulnerability flag all cost money and all live in different places.
Needs attention
Ordered by what it costs, not by what arrived last
| What | Consequence | ||
|---|---|---|---|
| 312 ongoing reviews overdue | £512,400 of fees taken | Open | |
| 9 pension transfer files unsigned off | 2 past the 90-day internal limit | Open | |
| 41 vulnerable-client flags with no recorded adjustment | Consumer Duty evidence gap | Open | |
| 6 certified persons due re-assessment | Two lapse within 30 days | Open | |
| 18 protection cases with no recorded conversation | Completions inside 14 days | Open | |
| 23 mortgage offers expiring within 30 days | £47,200 of procuration fees | Open |
The Monday meeting where eighteen advisers each report that everything is fine.